Well some are yes, but certainly not the one i just recieved in my inbox from someone who barely seems to know how to use MS paint never mind pull off a banking fraud!Just how bad is this effort? come on, i even gave a lamo meter up (poll) for it, heh note in the footer of the html the hidden text in white to get past peoples spam filters, also the real address of the webpage and the letter I used in place of L (which looks kinda same in some fonts) <font color="#FFFFFF">in 1841 </font></font></b></font></p> <p><font face="Arial, Helvetica, sans-serif"><a href="http://www.personal.barclays.co.uk.userset.net:4903/b/index.htm"><font color="#D1165C">http://www.personaI.barcIays.co.uk/goto/pfsoIb_Iogin</font></a></font></p> <p><font color="#FFFFFF">AOL NBA Carmen Electra</font></p> </td> </tr></table><p><font color="#FFFFFF">Never mund. Mardi Gras Daytona 500 in 1995</font></p><p><font color="#FFFFFF">Golf Clubs aren't you? in 1996 I'm terribly sorry,</font></p><p><font color="#FFFFFF">American Music Awards to leave a message ???? San Diego</font></p>