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Everything posted by jaclaz
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The already posted one (no idea if reliable/accurate): https://www.fool.com/the-ascent/research/average-house-price-state/ vs: Of course, since these are median values, the Washington D.C. area may well account for the difference. jaclaz
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Yes, the 28% or 29% (or the previous 30% standard) is approximately the same number as the complement for my 2/3 to 3/4 needed for living, that leaves 25% to 33% of income to pay for the mortgage. The issue with house prices you used is that they are "reverse engineered" from the affordable mortgage, that will be fine in (say) West Virginia, where the bottom tier house is 52,000 $ (and minimum wage is higher at 8.75 $/hour) but it will change dramatically in (still say) Virginia where the bottom tier house is 165,000 $ (and minimum wage - from May 2021 - is only slightly higher at 9,50 $/hour). These two adjoining states data show how buying a house with minimum wage in one it is possible, and in the other it is not. Same goes for two states that have the same 7.25 $ minimum wage, Alabama and Georgia , in the first bottom tier is 68,000 (meaning possible), in the second it is 117,000 (meaning not possible). For the record, there never was a question, there was a statement that revolved around the fact that (in Italy) the ratio houses/minimum wage is in 2021 roughly double the one in 1984, and that this can only be due to two things: 1) the minimum wage raising failed to follow properly inflation OR 2) the house prices have increased much more than inflation (or the combined effect of both) I.e. what is relevant is the ratio_2021/ratio_1984, in a perfect world that should be around 1 while it is - at least for Italy - more like 2. jaclaz
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HDD 'Error' Report Advice
jaclaz replied to WalksInSilence's topic in Hard Drive and Removable Media
Well, in the good ol' times whenever you had a problem with a (SCSI) disk you could look everywhere but it was the cable (or more rarely a terminator or connector). With IDE the only issues were when (newer) devices required 80 wires cables but the old cable was 40 wires OR if you used the CS (Cable Select) option (that rarely worked properly, unlike the manual master/slave jumper setting) Now, with SATA we are back to whenever you have a problem with a disk you can look everywhere, but it is the cable (actually almost always a connector). History repeats itself. jaclaz -
No, the overall results are consistent,2021:1984 ratio of 2, 102..7:48.2 or 200:100 are essentially the same numbers, but you used the "wrong" pay levels. The idea is (and has always been) bare entry level pay. (as some people will have the possibilities, or capabilities, or luck or all of them to soon have a better wage or however a better than minimum income, but many will be deemed for years, often tens of years, to have the minimum or slightly above the minimum income). 1984: minimum monthly pay (net): 700,000-800,000 Lire cost of flat: 73,500,000 Lire You needed around 100 monthly minimum wages to pay for the flat (100/12=8,4 so this was feasible with a 20/25 years mortgage if you could live in the meantime with roughly 2/3 to 3/4 of the minimum wage[1]). 2021 minimum monthly pay (net) : 900-1000 Euro cost of flat: 200,000 Euro You need around 200 monthly minimum wages to pay for the flat. (200/12=17 so this, even if interests are at a very low level, is not feasible with a 25/30 yeas mortgage[2][3]) The huge difference is that the 1984 is (was) feasible. the 2021 is not. jaclaz [1] at the time interests were high, but so was inflation and minimum pay followed (somewhat) inflation and increased whilst mortgage was fixed rate, so in a few years the re-payments "weighted" less and less [2] nowadays we have low interest rates but also inflation is (or, better, is calculated as being) very low, so there are not noticeable increases in minimum pay levels and the weight of the re-payments tends to remain unchanged. [3] and of course exceeding 30 years for a mortgage is very rare, though there are a selected number of banks that market 40 years ones, in these cases new formulas came out (since around 2014 if I recall correctly), essentially "rent to buy" ones, where you pay partly for the use (rent) of the house and part for its property and delay for several years to go "all in" and pay the rest of the property cost.
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Check your associations. This might be useful: https://www.sevenforums.com/browsers-mail/411381-i-cant-get-url-extension-associate-firefox.html https://www.nirsoft.net/utils/file_types_manager.html The "application not found" might mean that right now you have an incorrect path to the .exe or to the "provider"(ProgID/file class) , which should be - i believe - FirefoxHTML, compare with this (though the program is for later versions of windows that introduced hashing for some settings: https://www.winhelponline.com/blog/set-default-browser-file-associations-command-line-windows-10/ An older (but good) tool you can get from here (though NOT intended for Vista, it should work on it just fine) via Wayback Machine: https://web.archive.org/web/20170910210713/http://wstudios.home.xs4all.nl/Associate/index.html jaclaz
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No problem, the fact that your post was hostile and offensive doesn't mean that I was actually offended. Statistics is fine, if compared with statistics, the moment you use averages and medians of (extremely large and "miscellaneous") datasets against specific datapoints what you obtain is at the most a median or average of a mishmash. You compared an average wage (which is usually, but has to be checked, NOT net) against a (surely) net data for a very specific kind of income: first job, minimal legal pay for full time that I provided. Surely there is similar data for the US, but you have some 50+ states, and each one is different, minimum wage is between 7.25 US$/hour and 15 US$/hour: https://www.monster.com/career-advice/article/state-minimum-wage https://www.epi.org/minimum-wage-tracker/ For around 2,000 hours/year, that means a fork between 15,000 and 30,000 US$/year which is between 1,250 and 2,500 US $/month. And that is - I believe - gross or "before income and other taxes", anyway both extremes are very different from the $87,864 you used in the comparison. Then the house, you provided median data for a single family house, that is at least a couple levels higher than the kind of flat I used in my post, which is a very basic one, near to the minimum size that a single or a young couple, without children, can live in with a minimum of space, i.e. 55 sq m or 600 sq ft (legally, in Italy, no house can be smaller than 28 sqm, and the minimum - again legally - for a couple, is 38 sqm, roughly, respectively, 300 and 400 sq ft) US houses (and again it depends on states and even on cities) tend to be much larger and a "single family house" is usually a 2 or 3 bedroom one some 1500 to 2500 sq ft: https://www.statista.com/statistics/529371/floor-area-size-new-single-family-homes-usa/ Then the location, even as we have some rather wide differences by region or city, it is rare to find the same wide differences you have among different states and cities in the US, my single datapoint is about a city which is more expensive than many but not among the most expensive ones, to "port" it to the US, that would possibly be (say) Phoenix, Az or Baltimore, Md: https://www.fool.com/the-ascent/research/average-house-price-state/ and probably the "bottom tier" prices are more comparable. In these two states, minimal pay is around US $ 12, which makes 24,000$/year, which I believe are gross and that become for a single (very roughly) around 12,000 (exempt)+85%*12,000=22,200 which, divided by 12 mean around 1,850 US $/month net . So, in my calculation the ratio is 190,000/1,850=÷100, the same as my old italian 1984 one, but very different from your calculated 3.43*12=41,16 one. If you have the time and will, try finding the corresponding 1984 US data to be able to make a comparison. jaclaz
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So after all, you do doubt my word for it , of course you are perfectly free to go along this line of behaviour, which - JFYI - I find both offending and uncalled for/confrontational, besides the unneeded use of capital letters to shout at me. And of course I don't have to demonstrate anything. You might want to refresh the reading of board Rules/Guidelines, with particular attention to #7.b and 11 https://msfn.org/board/guidelines/ jaclaz
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No. Maybe they are but you completely failed to demonstrate it . You are mixing numbers liberally, median house means nothing and of course average wage is very different from "net amount in pocket" of a yute. You need a very specific kind of house in a very specific kind of city and a specific (initial, first full time job, unqualified) net wage to be able to make a meaningful comparison. Go compare the price of a 600 sq ft flat in (say) New York, San Francisco, Seattle against a same size flat in (still say) Akron or Detroit. Median and average mean nothing, as an old Italian poet said, if I eat a chicken and you eat nothing, on average we had half a chicken each, and of course, from the Simpsons: jaclaz
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HDD 'Error' Report Advice
jaclaz replied to WalksInSilence's topic in Hard Drive and Removable Media
It is interesting, as - according to Acronis - only Samsung and WD use that S.M.A.R.T.[1] parameter: https://kb.acronis.com/content/9118 Personally, I would change the SATA cable with a new one (it costs next to nothing) and leave the disk alone. In theory (but not necessarily on Seagate drives where it may well mean "number of stars in the sky as seen from the air hole of this disk in full moon nights, if they happen on wednesday") that should count the number of times the connection has shifted down from full speed (like 6 Gb/s) to a lower one (like 3 Gb/s or 1.5 Gb/s) and this can happen for a whole number of reasons, the only one you can attempt to fix (and as said costs next to nothing) is replacing the SATA cable (and if needed clean contacts on motherboard and disk). jaclaz [1] which I personally call D.U.M.B. -
Microsoft announces a Windows event on June 24. What do I think?
jaclaz replied to sunryze's topic in Windows 10
Naah , I believe that the good MS guys think in dec but write in hex , they have a single nibble available for version but reserved B,C,D,E,F for future use, of course NOT documenting it, but rather half-@§§edly marking those values as "RESERVED, DO NOT USE", the project manager quickly realized that he couldn't go further than A, so in order to keep compatibility with older versions added a field for subversion and the good marketing guys came out with clear, logical, consistent version naming, like, you know: Version 1507 Version 1511 (November Update) Version 1607 (Anniversary Update) Version 1703 (Creators Update) Version 1709 (Fall Creators Update) Version 1803 (April 2018 Update) Version 1809 (October 2018 Update) Version 1903 (May 2019 Update) Version 1909 (November 2019 Update) Version 2004 (May 2020 Update) Version 20H2 (October 2020 Update) (you remember the good ol' times when we had SP1, SP2, etc.?) and since they (the marketing guys) have no idea of what a version is, nor what names are for, or more generally no ideas at all, they promoted the "fixed" Windows 10 is and will be the last one. Recently they put a couple interns in a disused lavatory (with a sign on the door "beware of the leopard") where they had archived some old documents, and the yutes[1] found a post-it with scribbled on it "values B,C,D,E,F can be used for Windows versions 11, 12, 13, 14 and 15, need to add this to the official documentation", and the Windows project started a new life. Mind you, not that this is what has happened, but it is what may have happened (and still is much more logical than Windows 10 versioning ). jaclaz [1] https://www.imdb.com/title/tt0104952/quotes/qt0404568 -
YOU should make it (the PE) from YOUR Windows files, THEN you add to the build the winntsetup. Windows PE .iso's are NOT redistributable. jaclaz
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Likely you have some Group Policy settings that creates this behaviour? jaclaz
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I think that 7 is possible also on USB 3, with a few tweaks/added drivers, but it may depend on the USB 3.0 contreoller. Vista is of course possible on USB, the basic, manual way was detailed by Dietmar some 15 years ago: https://web.archive.org/web/20071009071622/http://www.911cd.net/forums//index.php?showtopic=14181&st=1700&p=118931&#entry118931 cannot say/remember if there are (more evoluted/more automated) new ways/tools. There is a small service that prevents the reset of the USB bus registry values, though it wasn't apparently tested on Vista, it works just fine on both XP and 7 (and 8/8.1) so likely it will work on Vista too: https://github.com/vavrecan/usb-boot-watcher jaclaz
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Personally, if there is not a suitable "pure" Windows tool that does what I need, I try to find MSYS[1] MinGW ports from Linux, because even the basic Cygwin .dll's are way too large for my (again, personal) tastes. jaclaz [1] Corrected, thought "MinGW" and wrote "MSYS"
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Yep, but when compared to a "normal" install of a "recent" MS OS, let's say 20 GB, it is "only" 4-5x. jaclaz
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Or in other words (see my previous post) something like 30x the size a NT System would normally need. We need a superlative for "bloat" to use in cases such as this one. BLOATER? BLOAT^2? jaclaz
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Win9x- MS-DOS: how get more memory and control the CPU?
jaclaz replied to Joaquim's topic in Windows 9x/ME
Yep , and also, post your COMPLETE config.sys and autoexec.bat. jaclaz -
I'll provide a single point anecdata. I bought a flat at a very young age, in 1984, nothing fancy, a small, average looking flat,in an average area in the city, in an average building, suitable to live in one or two people (single or young couple). At the time I was a sort of apprentice, at the lowest possible (legal) pay (for full-time work), my wage (net, i.e. real money that went in my pockets) was around 700,000-800,000 Lire/month and the cost of the flat was around 70,000,000 Lire + (if I recall correctly) some 3,500,000 Lire taxes, and notary and other fees.. Thus the flat equated roughly to 100 x basic monthly/wage. At the time a more than average pay was 1,100,000-1,200,000 and a very good one in the 1,500,000-1,600,000 range (or double the minimum one). Nowadays a comparable apartment would probably sell for something in the 180,000-220,000 Euro range. The lowest possible (legal) pay is now around 900-1000 Euro range (again, net, in the pocket). An average wage now is 1,300-1,500 Euro and a very good one in the 1,800-2,000 range. Do the math on the value as ratio on the wages, no matter the increase in value of the property, the point is that a young man starting his career (if any) today cannot simply afford what I could afford 35 years ago, the ratio is doubled, 200 instead of 100. jaclaz
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Sure , that is the whole point. I had the impression that our friend Gansangriff was going to enter into a typical Chesterton's Fence fallacy: https://wiki.lesswrong.com/wiki/Chesterton's_Fence jaclaz
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There was NO line drawn until you drew it at "thousands years" (confirming my tentative two thousand years one): to swiftly cross it and going "New Orleans", only a few hundreds years old, and flooded not because of the original planning/positioning, but rather for the incompetence of the contemporary. But the good things with lines drawn on sand (from the Nile shore) is that they can be easily deleted. jaclaz
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Well, no, wrong parallel, and "fools" from the wrong period.. I don't think that any one founded New Orleans thousands of years ago, those that did that circa 1718-1725 should have known what to expect and of course the descendants of those "fools" are those that are to be blamed for public schools, etc. or for not fleeing (tens, not thousands of years ago). Curiously enough, New Orleans was actually planned: https://en.wikipedia.org/wiki/Adrien_de_Pauger but of course only the basic French Quarter, I believe that most of the rest of the city was later built without any care or planning, and everything was (poorly) modified and "patched" over the course of the following two centuries. And of course most of the damages of the various floods is connected with failure (bad engineering and construction) of the levees and flood walls : https://en.wikipedia.org/wiki/2005_levee_failures_in_Greater_New_Orleans let us not mix together modern incompetence with the ancient (outstanding) building abilities. jaclaz
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BUT what will be delivered will invariably be a city almost, but not quite, completely unlike functional or pleasant to live in. They (city planning architects) are #3 in my list of "unreliable experts" (for the record #1 are astrologists, closely followed at #2 by economists). To their (all three of them) credit: https://quoteinvestigator.com/2013/10/20/no-predict/ jaclaz
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Technically, the "fools" used to build cities/villages either on top of hills (easier to defend from enemies/invaders) or along rivers (ready availability of water and often possibility of using the river for transportation via boat), the choice to evaluate was between risks of floods and risks of landslides. The fact that you (and me, and everyone else) exist and are alive after a couple thousand years should mean that all in all the plan of the "fools" worked.
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Quickbms is a tool that needs a sort of plugin/script for each file type. It simply makes no sense whatever to say "quickbms spews out errors and nothing extracted or given". There is a RIff parser on its page, that may (or may not) work "as is". Very likely what you have in your hands is a corrupted file (hence the Macromedia cannot open it) and it is possible that the Riff plugin may need some tweaks/changes. jaclaz
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delete Windows xp usser password through Windows 7/8/10
jaclaz replied to Sergiaws's topic in Windows XP
Yep, that is the idea. Let's say you have an Administrator level account on the OS (with unknown password). You login (via the by-pass) to that account (with empty password), then you can do any of these four: 1) change that same account password 2) change another account password 3) create a new account (and of course set its password) 4) do nothing on accounts and logout The only thing you cannot do is recover/decode existing passwords (BTW it is usually possible but the procedure is complex and lengthy). The way the by-pass is implemented in these tools is a small binary modification (patch) of a .dll, so, if you leave it patched, basically you can access any account without password, and it is of course recommended to un-patch the file as soon as you have done the whatever you had to do. jaclaz