you PP account will be your email address for me to become verified, PP added a few random cents to my bank acc i beleive, then i tell PP how much they added in, then i became verified. if you receive money thru paypal then you can spend it. being verified is nice tho. people like to see that you are verified tho. since i am verified i dont even need money in my PP account, it will pull it right from my bank account.