The only local policy setting I have changed is to disable the Protected Desktop, which my video card doesn't seem to like. As an Administrator account, usually the only program that requires elevation are the ones that have the shield on them. But even then, if you just did a double-click, it would prompt for elevation. The problem is with poorly written programs OR programs that were made before UAC was being used. In those cases, you may be able to discern a different between normal and elevated function. As a blanket rule that you should run EVERYTHING as Administrator is a bad idea. You should be familiar enough with your applications or installers to determine whether or not you need/want them to run elevated.