They started to change this rather recently. I couldn't even pay for the purchases from a nearby coffee shop. My account got blocked due to the "suspicious activity",
Mandatory "two step" verification had beeen introduced in many banks.
I had to go to the bank myself to unlock it, it took several days, so I roughen up them a bit.
Just a bit, well, actually I made a huge scandal and closed my account. I now buy all offline, paying cash.
Supermium will not suffice being half a year old.