Seeking an application that can do certain text-based graphics modifications

[Elliot77]

I'm seeking free or paid (not too pricey) Windows software that has these features:

1 - Has a library of different text fonts
2 - Can create embossed text borders - meaning only the borders of the characters have a raised effect that appears to raise up moving inward on the characters, and then     lower again continuing to move inwards on the characters. A bit tough to describe, but a raised effect only on the borders similar to how picture frames are raised whereas the area inside of the frames is not.
3 - Can do image overlays on the text characters so the image is only seen within the borders of the individual characters

Any good recommendations would be very much appreciated.

Edited December 16, 2021 by Elliot77