I called the pc shop and talked with the tech about the possible problems as mentioned by you kind folks. I then brought in the pc for another check. Tomorrow I pick up the pc from the shop, and it's all fixed (fingers crossed). The problem WAS with the new modem; it turns out that for some unknown reason it's not compatible with MSN. This time a different tech went the extra mile and took the pc home with him and hooked it up to test the MSN download. This was crucial because, otherwise, if I simply brought the pc back to the shop and he checked it, it would have shown the previous new modem was fine, as it WAS installed properly, drivers installed properly, etc. In other words, back to square one, so God Bless this man for his efforts. He removed the other modem and replaced it with another new modem aqnd drivers of a different name brand (I'll ask the name tomorrow). He was then able to complete the download for me without incident. He stated he could now access the net..... as I'll find out tomorrow when I bring it home. I'm making this post for two reasons. One is to alert anyone with a Win 98 SE that needs a new modem to reconsider before installing the PCI SoftV92 Voice Softening modem with an MSN ISP. Secondly, I'd like to once again thank those people who took the time and effort to offer their help, especially you Charles, who spent time researching possible solutions to this problem. Bless you and my heartfelt thank you!! It is much appreciated!!